Skagit State Bank Privacy Policy Statement
At Skagit State Bank, we believe the confidentiality and protection of customer information is one of our fundamental responsibilities.
It is our goal to provide excellent customer service while ensuring that the information given to us remains confidential. In addition, Skagit State Bank maintains appropriate security standards and procedures regarding unauthorized access to customer information. If you ever have any questions about the confidentiality of your information in our hands, please contact us at (360) 755-0411. We appreciate your business and thank you for banking with us.
Information Collected
In order for Skagit State Bank to assist you with your financial needs and provide excellent customer service, it is often necessary to collect and maintain certain types of customer information. We may collect and retain nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms such as your name, address, Social Security number, assets, and income.
- Information we receive from processing your accounts and transactions with us, such as your account balance and payment history.
- Information we receive from a consumer reporting agency, such as your credit worthiness and credit history.
- Information that we receive in response to requests we make to third parties about you generally to confirm information that you have provided to us, particularly in the process of evaluating applications for loans.
Information Disclosed
Skagit State Bank does not disclose nonpublic personal information about our customers or former customers to anyone, except as permitted or required by law. The law requires or permits us to provide nonpublic personal information to nonaffiliated third parties in certain situations, including but not limited to:
- Allow our service providers to help us process your application or service your accounts. Service providers may include data processors, telephone and Internet service providers, check printers, billing services, insurers, and other professionals.
- To effect, administer, or enforce transactions that you request or authorize.
- Provide information to assist us in processing your applications or managing your accounts.
- Protect the integrity and security of your records including prevention of fraud and unauthorized transactions.
- Report to consumer reporting agencies.
- Comply with federal, state or local laws, rules, and other applicable legal requirements (such as subpoena, garnishment, or court order).
Data Security and Confidentiality
Skagit State Bank is committed to protecting the privacy of our customer information. We restrict access to customer information to those employees who have a need for the information to properly service your account, act upon your requests, or to fulfill that employee’s job responsibilities. Employees are trained to respect your privacy concerns and to safeguard your personal information.
We maintain security standards and procedures regarding unauthorized access to customer information that conforms to leading industry standards. We update and test our technology to improve the protection of our customer information and to protect the integrity of our information.
Accuracy of Information
We continually strive to maintain complete and accurate information about you and your accounts. Should you believe that our records contain inaccurate or incomplete information about you, please notify us. We will investigate your concerns and correct any inaccuracies.
Online Privacy
We will not obtain confidential information about you when you visit our website unless you choose to apply for services or choose to provide that information to us. If you conduct transactions on-line or apply for services, you will need to provide certain personal information for us to process your request. We will collect and retain this information so we can respond to your request for services and to comply with laws and regulations.
If you have any questions or would like additional information, please contact us at:
Skagit State Bank
301 E. Fairhaven Avenue
Burlington, WA 98233
(360) 755-0411
info@skagitbank.com
*Skagit State Bank reserves the right to change this policy statement at any time.